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#1 by gsnoopy520 , Thu Aug 29, 2019 8:42 am

that you have made up your mind to buy your dream home Cheap Tyler Pitlick Hoodie , it is fairly obvious that you will start searching the internet now for best possible offers. The search engines are flooded with banks and financing institutions which offer you home loans. It is hence important to visit these websites and get an estimate of interest rates and other relevant information. Sometimes there are different clauses for particular type of homes and that needs to be kept in mind. For example, interest rates may vary if you are taking a home loan on mcd house. The rates may also vary on the kind of loan you are taking. For instance, a loan against property is relatively cheaper as compared to any other loan. You can check an online loan against property eligibility calculator to check your eligibility.

After a thorough research you can take forward your process for applying for home loan. But the most crucial part in the process is documentation. Missing out on one important document can lead to a rejection of loan or unnecessary delay.

The first thing to do, hence Cheap Devin Shore Hoodie , is to fill out the application form. Check out the official site of your lender and get the list of mandatory documents required. Some main documents are PAN card, proof of identity and income proof. Every bank has their own specific list of documents depending on purpose of loan, tenure and applicant鈥?work category.


Home loan for salaried person


salaried applicants need to submit their salary slip of past three months along with salary certificate, proof of job continuity as well as form 16 for the last two years. They also need to submit bank statement for last 6 months Cheap Mattias Janmark Hoodie , a copy of appointment letter if the employment tenure is less than a year along with a company profile if you work in a private limited company.


Home loan for self - employed


Self-employed people need to submit further additional information to get their home loan. They need to provide a business profile on the company鈥檚 letter head, proof of income tax returns for last three years along with a computation of income from a certified chartered accountant. These documents must be accompanied with profit and loss account and balance sheets of last one year along with a copy of professional certificate, wherever applicable.


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